If you’re a student, content creator or a professional, you know the importance of a robust laptop like the HP series. However, setting aside a lump sum at once for a high-end device like an HP laptop may put a strain on your finances. An excellent way to mitigate this is to purchase your HP laptop on EMI.
EMIs, or Equated Monthly Installments, offer an accessible avenue for consumers to finance expensive products, making acquisitions more financially comfortable and manageable. You can now purchase your desired HP laptop on EMI, and stagger the cost over a specific tenure, providing you with financial flexibility and ease.
Several financial institutions offer varied EMI plans to customers. One such offering comes through the Bajaj Finserv Insta EMI Card. This card, as the name suggests, allows you instant access to a pre-approved loan amount which can be repaid in easy EMIs. You can use it for online and offline shopping across various partner stores, making it incredibly versatile.
Benefits of Bajaj Finserv Insta EMI Card
The Bajaj Finserv Insta EMI Card comes with multiple benefits. As mentioned above, once you have this card, you get access to a pre-approved loan that can be conveniently repaid in EMIs. This means you can bring home your desired HP laptop without worrying about the upfront cost.
Additionally, this card grants you a flexible repayment tenure ranging from 3 to 24 months, allowing you to choose a plan that best suits your financial strategy. The EMI card also offers zero down payment on selected products, making your purchase even more affordable.
Moreover, there are no foreclosure charges on the Bajaj Finserv EMI Network Card, meaning that if you decide to close the loan before the tenure, you can do so without incurring any penalties.
Application Process
So, how can you apply for the Bajaj Finserv Insta EMI Card? The process, whether online or offline, is hassle-free and straightforward.
You can apply for the card online by visiting the company’s official website or use the Bajaj Finance EMI Card App. Fill in the EMI network card application form with accurate details. Once submitted, you will be prompted to pay the card’s issuance fee, and that’s it! The card will be sent to your home address.
Offline application can be done by visiting one of Bajaj Finserv’s partner stores. A representative will assist with the process. The same details required online, such as your PAN card and Aadhaar card, will be needed.
How to shop Online and Offline using the Insta EMI Card
Using the Bajaj Finserv Insta EMI Card to shop for an HP laptop online is simple and secure. Just select the product on the partner store’s website, choose Bajaj Finserv EMI Network Card as your payment option, and enter your card details to complete the purchase.
For offline purchases, all you need to do is select your desired HP laptop at any Bajaj Finserv partner store, choose the Bajaj Finserv EMI Network Card as your payment option, swipe your card, and walk home with your new HP laptop. You can later pay the amount back in easy monthly installments.
Conclusion
Purchasing an HP laptop on EMI using a Bajaj Finserv Insta EMI Card is a feasible option. It is not just about affordability, but also about financial convenience and flexibility. If leveraged right, a consumer durable loan can ease your financial constraints, providing you with an opportunity to own the HP laptop you’ve always dreamed of, without burning a hole in your pocket. Remember, a quality laptop is an investment for the future, and now, with options like the Bajaj Finserv Insta EMI Card, this investment has become significantly more manageable.