Phone insurance can cost individuals a great deal of money. Then, even when they do need to make a claim, certain policies will demand an excess is paid, which could ultimately make the overall cost of insurance even more than the cost of simply buying a new phone.
Furthermore, many people may actually be covered for damage to their phones by their home insurance and checking this before you take out a policy will be very important.
For the rest of us, prevention may be better than a cure, and by simply making sure that you have the right protective case or skin and that, where possible your case is easily distinguishable to avoid phones being mixed up and taken by mistake, you may find that you have very little need for insurance anyway.
Even if you do drop or damage your phone, there are many cost effective ways to bring it back to life, and whether you need iPhone screen repair or simply need to dry out a sodden handset, there will be ways to do so without great cost.
There are many tricks, such as putting a wet phone in a bowl of rice for a few days, that can bring even the most damaged phone back from the dead, and those who are on contract may also simply fare better by buying older handsets and waiting for an upgrade if they find their phone is beyond repair. It is also very easy to get iPhone screen replacement online at a very low cost, meaning that even severely damaged screens won’t lead to a new phone being required.